Equity Release Terms & Conditions

Equity Release Scotland is an Appointed Representative of Britannia Financial (UK) Ltd a limited company registered in Scotland No. SC 431527 with its head office at Fairbairn House. 6 Fairbairn Place, Livingston, West Lothian, EH54 6TN which is authorised and regulated by the Financial Conduct Authority and can be found in the Financial Services Register (https://register.fca.org.uk). The Financial Services No. of Britannia Financial (UK) Ltd is 776344

Express Consent:

By using this website, I offer my express consent to Britannia Financial (UK) Ltd t/a Equity Release.Scotland. to contact me on the home address, the e mail address or telephone number provided by me as required from time to time.

Notice:

We advise on Lifetime Mortgages from the whole of market from lenders approved by the Equity Release Council. You are aware that a Lifetime Mortgage may reduce the value of your estate and may affect your entitlement to state benefits. The risks and features associated with entering into a Lifetime Mortgage Contract will be explained to you in full by one of our fully qualified advisers and confirmed in a personalised illustration which we are obliged to give you. Other products and services we offer from time to time, such as advice on Wills and Powers of Attorney are not regulated by the Financial Conduct Authority. If you are consolidating other unsecured debts into a secured debt by way of using a Lifetime Mortgage you realise and accept that you may pay more over the entire term of the Lifetime Mortgage than allowing your unsecured debts to run to their designated term.