Equity Release Scotland Advice Centre

Our Advisors Help Answer Your Equity Release Questions

  • Lifetime Mortgages

    Have you ever dreamed about that special retirement which will allow you to travel the world and enjoying new experiences? Or maybe you want to pay for your daughter’s wedding or help your son with a deposit for his first flat or buy your grandson/daughter their first car.

    Alastair Shields
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  • Drawdown Mortgages

    A Lifetime Mortgage with a Drawdown OR Reserve facility is a variation on the standard Lump-Sum lifetime mortgage.

    Anthony Doherty
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  • Home Reversions

    A Home reversion plan is another financial product that is available to homeowners looking to gain access to the money tied up in their properties.

    Linda Hutchon
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  • Lump Sum Plans

    On this page, we’ll give you a full explanation of how a lump sum plan would work, answer some common questions and give you some pointers around the next steps to take if you’d like to talk to someone in a little more detail.

    Linda Hutchon
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  • Interest Only

    If you’ve heard people talking about releasing equity from their property while making sure some inheritance is protected, they could well have been discussing an interest only lifetime mortgage or equity release plan.

    Johan Smit
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  • Enhanced Lifetime

    We’ll take you through the details of how enhanced lifetime plans work, answer some common questions and explain what the next steps should be if you think an enhanced lifetime plan might be the right one for you.

    Linda Hutchon
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  • Second or Holiday Homes

    There are a number of lenders who will offer equity release against second homes or holiday homes. We also work with a number of lenders who offer specialist buy-to-let products – you can view those by clicking on our buy-to-let equity release page here.

    Elaine Cullen
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  • Buy to Let

    New to the Equity Release market in the in 2019 is the ability to release a tax-free lump sum from your BTL property or BTL portfolio, make no monthly payments and keep the rental revenue received as income into retirement if you want.

    Johan Smit
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  • Voluntary Repayments

    If you’re interested in releasing some equity from your property but would like to stay in complete control of your finances, a voluntary lifetime mortgage plan might be perfect for you.

    Alan Rough
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